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Entrepreneurs who hire labor resources to conduct business are advised to take out Employers liability insurance.
This program will provide assistance to the manager if an employee's health is affected as a result of work.
Why is Employers liability insurance necessary?
As stated in the Labor Code of Georgia, in the event of harm to the health or death of an employee due to an accident at work or an occupational disease, the employee receives compensation (including from the employer) in the form of lost earnings/income, as well as additional expenses related to health (compensation for rehabilitation, assistance to the family of the victim, etc.).
What are the benefits of insurance carried out by the employer?
If the employer concludes a liability insurance contract, the insurance company takes on all these expenses, so the employer will be able to minimize possible losses and protect itself from litigation.
The insurance company can imdemnify:
- Expenses for assistance in restoring health and property
- Income in case of total and partial disability
- Court expenses, including attorney's fees
- The part of income which, in the event of the employee's death, is deprived of by his dependent family members unable to work
Possible risks covered by insurance
- Failure of the employer to provide necessary working conditions:
- Violation of labor protection requirements
- Failure to comply with safety regulations
- Failure to comply with the rules of industrial sanitation, etc.;
- Violations committed during working hours by one employee against another employee
Get a free consultation - leave your phone number, and our consultant will contact you at a convenient time. You can also contact us by email or in the chat on the website.
Our insurance broker will help you draw up an Employers liability insurance contract based on your individual needs.
We will find favorable offers for Employers liability insurance among the leading insurance companies on the market at an optimal cost. We know the insurance market rates and individually tailor conditions for each client.
We guarantee high-quality support for the insurance contract at all stages, including in case of a possible insurance event.
