Insurance broker "PrioGe" provides assistance in the selection and arranging Cargo insurance from leading insurance companies, ensuring reliable protection of goods at every stage of transportation.

The insurance covers cargo transportation worldwide by any convenient means of transport: railway, maritime and river, road, aviation, as well as their combinations.

The terms of the contract reflect the nuances of the policyholder's activities, the nature of cargo transportation, the type of goods being transported, and the selected coverage amount for potential risks.

What is the subject of insurance?

Any types of cargo regardless of the mode of transportation.

If necessary, additional conditions such as customs duties, transport, and other expenses incurred by the policyholder during the transportation of goods are available for insurance.

In which territories does the insurance coverage apply?

The coverage extends worldwide*, including transportation within Georgia and intracity transportation.

*excluding territories under UN sanctions and those involved in a military conflict.

Which risks are covered by insurance?

The coverage provided by the insurance policy includes risks of loss or damage to the cargo, both in full or in part and identified shortages.

To avoid overpaying for irrelevant risks, you can choose one of the following options:

• with liability for all risks;
• with liability for agreed-upon risks.
• with liability only for named risks;
• without liability for damages if they are not caused by a crash.

Typical conditions of insurance protection include losses incurred by the policyholder due to traffic accidents, fire, natural disasters, lightning strikes, and other natural phenomena, explosions, loading and unloading operations, theft, robbery, assault, etc.

Additional risks can be agreed upon and specified by the parties.

How long does insurance coverage last?

The agreement can cover a convenient period for the policyholder during transportation:

• only for the period from the start of loading at the point of departure to the end of unloading at the destination;
• including the time of storage of the cargo at all stages of transportation;
• another insurance period.

How much does the policy cost?

Insurance agreements are divided into 2 forms:

• for one-time transportation of goods - a one-time insurance policy or certificate;
• for systematic transportation with similar conditions - a master agreement (policy).

The cost of the insurance policy is influenced by factors such as:

• type of cargo, its packaging type and method, dimensions, weight, and value of the goods to be transported;
• number of insured risks;
• application of a deductible for the transfer of small losses to the policyholder;
• methods of transportation, type of vehicle, distance to be covered, planned route, and number of shipments, cargo escort and transshipments.

Insurance rates are formed taking into account the conditions and risks of a specific transportation and range from 0.01% to 1% of the insurance amount.

Insurance rates for a master policy are based on the insured's cargo turnover and are more advantageous than one-time contracts.

Our specialists will help you quickly select the optimal cargo insurance program from leading insurance companies and draw up a contract considering your individual needs. They will provide quality support at every stage of the contract conclusion and in case of a possible insurance event.