Commercial Motor insurance

For legal entities, regardless of the field of activity, owning and operating their own fleet of vehicles or special equipment is not only a beneficial resource allocation but also entails additional expenses related to the daily maintenance of vehicles and equipment, restoring their functionality, and securing this property and its components.

To reduce unforeseen expenses and ensure the uninterrupted operation of the enterprise or company, insurance of corporate fleets or special equipment is provided under the Motor Hull insurance program.

Risks covered by the Motor Hull insurance policy include:

• Damage to the vehicle as a result of an accident involving other vehicles;
• Damage to the vehicle due to falling objects (trees, poles, ice, snow, elements of building structures, etc.)
• Damage or destruction of the vehicle through explosion, arson or spontaneous combustion;
• Damage to the vehicle due to natural disasters;
• Theft or hijacking of the vehicle;
• Unlawful actions of third parties;
• Errors or unintentional actions of the policyholder and its employees;
• Intentional, unintentional or erroneous actions of third parties.

The specific list of insured and excluded risks depends on both the insurance company and the specific activities of the policyholder.

How much does the Motor Hull insurance cost for legal entities

The cost of the policy depends on the characteristics of the vehicle — brand and model, year of manufacture, cost of the vehicle, presence of an anti-theft system — as well as other accompanying factors: age and experience of drivers, insurance conditions, availability of additional options.

Our specialists will promptly assist in selecting the optimal insurance product from leading insurance companies, prepare a Motor Hull insurance for a legal entity based on your individual needs, and provide quality support at every stage of the contract conclusion and in the event of a possible insurance case.